Buying Additional Pension Quarters involves voluntarily paying contributions for periods during which you did not contribute, so that these periods are included in the calculation of your retirement.

It is important to note that the European Union does not provide a uniform mechanism for buying additional quarters in the Greater Region. Each EU member state has its own national rules.

However, it is worth noting that purchased periods are recorded in your career statement and are therefore recognized abroad.

Retroactive Purchase of Insurance Periods in Luxembourg

Conditions

To be able to retroactively purchase periods in Luxembourg, you must meet the following conditions:

  • Reside in a member country of the European Union (or EEA) at the time of submitting your request.
  • Have at least 12 months of mandatory insurance.
  • Not receive a personal pension in Luxembourg.
  • Be under 65 years of age.

Eligible Periods

The following periods can be covered, provided they occur after the applicant reaches 18 years of age:

  • Marriage and partnership periods
  • Periods of raising a minor child
  • Periods of care provided in Luxembourg to a person recognized as dependent or severely disabled
  • Periods that gave rise to severance pay under the special transitional scheme
  • Periods of affiliation to a foreign pension scheme not covered by a bilateral or multilateral agreement, or to a pension scheme of an international organization for which reimbursement has been made.

How To Apply

You can find the application form in PDF here:  demande-rachat-retroactif-periode-assurance-fr.pdf. This application must be sent to the competent institution corresponding to the last professional activity you performed.

The amount of contributions to be paid is set by the institution. To avoid forfeiture, contributions must be paid within 3 months following the pension institution’s decision.